Cookies

This policy explains how SmartFinance uses cookies and browser storage, how categories are grouped, and how consent is handled.

SmartFinance follows an opt-in model for non-essential cookies and browser storage. Strictly necessary items may be used immediately. Preferences, analytics, and marketing remain blocked until you explicitly choose to enable them.

If the cookie registry version changes, SmartFinance asks for consent again so your choice can be renewed against the latest registry.

Strictly Necessary

These cookies and storage items are required to operate SmartFinance safely and reliably. They support sign-in, security, legal acceptance state, payment-related flows, and the core client-side caches that keep the app responsive and reduce repeated API load.

Name	Provider	Type	Key / Pattern	Retention	Purpose
Clerk authentication and security cookies	Clerk	cookie	Clerk-managed session and security cookies	Managed by Clerk	Maintains sign-in state, account security, and anti-abuse protections required to access the service.
Stripe payment and fraud-prevention cookies	Stripe	service	Stripe-managed payment and fraud-prevention storage	Managed by Stripe	Supports checkout, billing, payment security, and fraud controls when subscription payments are processed.
Cookie consent record	SmartFinance	localStorage	smartfinance:cookie-consent	Until replaced or cleared by the user	Stores your cookie choices and the accepted cookie registry version so SmartFinance can honor your decision.
Legal acceptance cache	SmartFinance	localStorage	smartfinance:accepted-policies:{userId}	Daily or until replaced	Caches onboarding and accepted legal-policy state needed to determine access without repeated blocking checks.
Dashboard profile cache	SmartFinance	localStorage	dashboard:profile:{userId}:YYYY-MM-DD	UTC day	Reduces repeated dashboard sync requests and helps keep the authenticated dashboard responsive.
Subscription tier cache	SmartFinance	localStorage	dashboard:subscription:{userId}:YYYY-MM-DD	UTC day	Caches subscription state used across the dashboard and sidebar to avoid repeated access and pricing checks.
Robroker model navigation cache	SmartFinance	localStorage	ai-trader:model-nav:YYYY-MM-DD	UTC day	Caches model-navigation data so the sidebar can load without repeatedly calling the model navigation endpoint.
Telegram access cache	SmartFinance	localStorage	dashboard:telegram:{userId}:YYYY-MM-DD	UTC day	Caches Telegram access state to reduce repeated membership and invite-status checks for eligible users.
Robroker Screener data cache	SmartFinance	localStorage	technical-screener:list:v2:{queryState}	Until replaced or cleared by the user	Caches Screener result sets in the browser to reduce repeated API load and keep the Screener usable and responsive.

Preferences

These items stay in your browser and are only used to remember UI and UX choices that improve convenience. They are not used for analytics, advertising, or profiling. Examples include dismissed prompts, display settings, and table, filter, or layout choices.

Preference items remain local to your browser and are only used to remember interface choices. They are not used for analytics, advertising, or profiling. Examples include dismissed prompts, display settings, and table, filter, or layout choices.

Name	Provider	Type	Key / Pattern	Retention	Purpose
Free pricing modal dismissal	SmartFinance	sessionStorage	dashboard:free-pricing-modal-session-dismissed:{userId}	Current browser tab or session	Remembers that you dismissed the dashboard pricing modal so the same prompt does not reopen during the current session.

Analytics

These cookies or services measure how SmartFinance is used so the product can be monitored and improved. They will stay off until you explicitly opt in.

No active items are currently registered in this category.

Marketing

These cookies or services support advertising, remarketing, conversion tracking, and similar campaign measurement. They will stay off until you explicitly opt in.

No active items are currently registered in this category.

Questions

If you have questions about cookies, privacy, or data use, visit the Contact page.